Welcome to Varshney Financial Services
Varshney Financial Services - Your Trusted Financial Partner for 28 Years
About Us
Varshney Financial Services is a cornerstone of financial security, serving the community for over 28 years. With a steadfast commitment to client well-being, we offer a comprehensive range of financial solutions tailored to your needs.
From safeguarding your health with robust insurance plans to securing your family’s future through life insurance, our expertise guides you towards financial stability. We empower you to achieve your financial goals with our diverse investment options, including mutual funds and fixed deposits. Additionally, our loan solutions provide the necessary financial support for life’s major milestones.
Our Services
This text briefly introduces visitors to your main services.
Life Insurance
Financial Protection for you and your family with LIC Life Insurance
Health Insurance
Protect your financial well-being of your family with Star health insurance.
Mutual Funds
A solution for all your financial needs.
Loans
Get Home Loan and Loan on property with 5+ Banks
Why Choose Us
21,638*
Satisfied Served
28+
Years of Experience
Transparency
In All Phase
We have the answer to your happy and secure future
Insurance plans for every stage of your life.
Meet Our Team
Mr. Shri Gopal Varshney, the visionary founder of Varshney Financial Services, has been guiding individuals and businesses towards financial prosperity for over two decades. With his in-depth knowledge and experience, he has helped countless clients achieve their financial goals through tailored investment strategies and expert guidance.
With over a decade of experience in the financial industry, Mr. Prateek Varshney has been a driving force behind Varshney Financial Services. His expertise in life insurance, health insurance, mutual funds, fixed deposits, and home & mortgage loans has helped countless clients achieve their financial goals.
We have the answer to your happy and secure future!
Client Testimonials
Companys We Are Partner With
Frequently Asked Questions
This is a fundamental question that many people have. It’s crucial to clearly explain the core difference:
- Term Insurance: Provides pure life coverage for a specific term. In case of death during the policy term, the sum assured is paid to the nominee.
- Endowment Plan: Offers a combination of life coverage and savings. In case of death during the policy term, the sum assured is paid to the nominee. If the policyholder survives the policy term, the maturity benefit is paid.
- Equity Funds: These funds invest primarily in stocks. They are generally considered riskier but have the potential for higher returns.
- Debt Funds: These funds invest in debt securities like bonds, government securities, etc. They are generally considered less risky than equity funds but offer lower returns.
- Hybrid Funds: These funds invest in a mix of equity and debt securities. They offer a balance of risk and return.
Tax benefits are a significant motivator for many investors. Here’s a brief overview:
- Life Insurance: Premiums paid towards life insurance can be claimed as a deduction under Section 80C of the Income Tax Act. The death benefit is generally tax-free in the hands of the nominee.
- Mutual Funds: Investments in Equity Linked Saving Schemes (ELSS) can be claimed under Section 80C. Long-term capital gains on equity mutual funds are taxed at preferential rates.
Many people are confused about the different types of life insurance plans. A clear explanation is essential:
- Traditional Plans: Offer guaranteed returns and benefits but generally have lower returns compared to market-linked products.
- ULIPs (Unit Linked Insurance Plans): Combine insurance and investment. A portion of the premium is invested in market-linked funds, offering potential higher returns but also higher risk.