Term And Condition
Platform Terms & Conditions:
Welcome to Varshney Financial Services (VFS)! These terms and conditions (“Terms”) govern your use of our website, Varshneyfs.com (the “Site”), and the services we offer (the “Services”). By accessing or using the Site or Services, you agree to be bound by these Terms. If you do not agree to all of these Terms, please do not use the Site or Services.
1. Services Offered
VFS offers a variety of financial services, including:
- Insurance: We assist clients in finding and applying for various insurance products, including health insurance and life insurance.
- Mutual Funds: We provide guidance on selecting and investing in mutual funds.
- Fixed Deposits (FDs): We help clients understand and invest in fixed deposits offered by financial institutions.
- Home Loans: We guide clients through the process of obtaining home loans.
- Consultation: We offer financial consultations to help individuals achieve their financial goals.
2. Use of the Site and Services
- You must be 18 years of age or older to use the Site or Services.
- You are responsible for maintaining the confidentiality of your account information and for any activity that occurs under your account.
- You agree to use the Site and Services only for lawful purposes and in accordance with these Terms.
- You agree not to use the Site or Services for any purpose that is prohibited by these Terms, or that could damage, disable, overburden, or impair the Site or Services.
3. Content Disclaimer
- The information provided on the Site is for informational purposes only and does not constitute financial advice.
- You should always consult with a qualified financial advisor before making any investment decisions.
- VFS does not guarantee the accuracy, completeness, or timeliness of the information on the Site.
- VFS is not responsible for any errors or omissions in the information on the Site.
4. Investment Risks
- Investing in financial products carries inherent risks, including the potential for loss of principal.
- You are solely responsible for all investment decisions you make and the associated risks.
5. Third-Party Links
- The Site may contain links to third-party websites or services.
- VFS is not responsible for the content or practices of any third-party websites or services.
- Your use of third-party websites or services is subject to the terms and conditions of those websites or services.
6. Limitation of Liability
- VFS shall not be liable for any damages arising out of or related to your use of the Site or Services.
- This includes, but is not limited to, direct, indirect, incidental, consequential, or punitive damages.
7. Termination
- VFS reserves the right to terminate your access to the Site or Services at any time, for any reason, without notice.
8. Governing Law
- These Terms shall be governed by and construed in accordance with the laws of India.
9. Changes to Terms and Conditions
- VFS reserves the right to change these Terms at any time.
- The revised Terms will be effective immediately upon posting on the Site.
- Your continued use of the Site or Services after the revised Terms are posted constitutes your agreement to the revised Terms.
10. Privacy Policy
Varshney Financial Services (“we,” “us,” or “our”) respects the privacy of our website visitors (“you” or “your”). This Privacy Policy describes the types of information we collect on our website, Varshneyfs.com (the “Website”), how we use that information, and the steps we take to protect it.
Information We Collect
We collect two types of information on the Website:
- Personal Information: This is information that can be used to identify you, such as your name, email address, phone number, and financial information you provide when seeking our services (e.g., income, investment goals).
- Non-Personal Information: This is information that cannot be used to identify you, such as your browsing history, IP address, and device type. We collect this information through cookies and other tracking technologies.
How We Use Your Information
We use the information we collect to:
- Provide you with the services you request, such as insurance quotes, loan applications, or financial consultations.
- Respond to your inquiries and requests.
- Send you information about our services, products, and promotions.
- Improve the Website and our services.
- Comply with legal and regulatory requirements.
Sharing Your Information
We may share your information with third-party service providers who help us operate the Website and provide our services. These service providers are contractually obligated to keep your information confidential and secure.
Your Choices
You have choices regarding your information:
- You can opt out of receiving marketing emails from us by clicking the unsubscribe link in any email we send you.
- You can manage your cookie preferences through your browser settings.
Data Security
We take reasonable steps to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no website is completely secure, and we cannot guarantee the security of your information.
Children’s Privacy
Our Website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and you believe your child has provided us with personal information, please contact us so we can delete it.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time. We will post any changes on the Website. We encourage you to review this Privacy Policy periodically for the latest information on our privacy practices
11. Contact Us
If you have any questions about these Terms, please contact us at info@varshneyfs.com